LABEST makes inventory transparent for banks!

Our efficient, cloud-based software solution addresses the information and security requirements of banks—both internally and from a regulatory aspect. In other words, LABEST creates a new form of inventory financing, or asset-based lending that is tailored to the needs of banks and implemented quickly into any system.




  • Comprehensive decision support and preparation for new and current transactions
  • Detailed, controllable authorization concept enables needs-based incorporation of all stakeholders
  • Thorough risk monitoring reduces risk costs
  • Quick, system-independent and cost-efficient implementation with flexible interfaces for all parties
  • Additional flexible SaaS valuation and market analysis service


In November 2018 ERSTE Bank in Austria joined its customers MediaShop GmbH and LABEST to introduce the new inventory financing product and joint partnership to a select audience at the FINANCE trade show in Stuttgart and at a workshop, before inviting questions from the guests. MediaShop GmbH, with its website and several TV channels, is a dynamically growing omnichannel retailer in Europe, with annual revenue in the three-digit million euros and thousands of products, including seasonally changing offers, for B2C retail.


Stocks are “hidden” to banks

Goods worth billions are “hidden” to banks behind warehouse doors and reappear only when they are sold. What happens in the warehouse remains unknown to banks.

Relevant information

  • Stock turnover
  • Storage locations
  • Stock changes
  • Market values

remains hidden

Information is late and out of date

Inventory lists, business assessments and other analyses are out of date almost as soon as they are drawn up, made worse by the fact that they tend to be forwarded only at the end of a month, if not once a quarter or less frequently. In other words, necessary real-time information is not readily available. This eliminates any hope of reacting promptly to any change in the risk situation that may arise as a result, for example, of changes in the purchase or market value or inventory discrepancies. Worse still, slow- or non-selling stock (“shelf-warmers”) is often identified too late.

Data made available through inventory lists and business analyses is

  • Excel- or CSV-based
  • out of date
  • confusing
  • misleading, as risks are not transparently disclosed

and therefore does not correspond to the requirements of modern logistics processes

Are you interested to learn more about LABEST and its application? We are here to help. Contact us right here  – we’ll take care of the rest and demonstrate how LABEST can help you maximize your customers’ warehouse potential.